How Do Residential Home Warranty Plans Work?

The purchase of residential home warranty plans are fast becoming as normal as buying homeowners insurance. These home protection plans provide coverage for unexpected repair and replacement repair costs for your appliances and home systems that would not normally be covered under a manufacturer’s warranty or homeowner’s insurance. As home protection plans, the residential home warranty have become such a popular choice for homeowners because it enables them to ensure optimum coverage of their essential appliances and home systems.

What Do Residential Home  Warranty Plans Cover?

Depending upon the plan and options that you choose, policies typically cover major appliances and home systems that include, but are not limited to:

Central air conditioning and heating

Interior electrical


Water heater




Washer and Dryer

Garage door opener

Ceiling fans

Plus more… 

There is also electronics protection plan coverage that may be offered by a warranty provider for eligible electronic devices such as Laptops, Mobile Phone, Desktops, Tablets, LED/LCD TV’s/Flat Panel/Plasma TV’s, Printers, Gaming Consoles, and more, for one low price. In addition, you can select an “add on” to a plan that can include: interior electrical, plumbing, water and sewer lines, central heating/cooling units, well pumps, and more. 

Types of plans can include: home system and appliance bundle plans, extended home warranties, warranty for a single item, electronics coverage, and more.    

How Residential Warranty Plans Work

If a covered appliance, home system, or electronic device breaks down, the homeowner will contact the issuing home warranty company. A customer service representative will arrange for a licensed, pre-screened, pre-qualified technician to come to the home and assess the problem. If the issue is due to normal wear and tear or a mechanical failure due to age, as outlined in the terms and conditions of the contract, the appliance or system will be repaired or replaced. Only a nominal fee is paid by the homeowner, like a deductible. As well, you can pick and choose the home protection plan that meets your needs. 

*Limitations and exclusions apply, depending on the plan and provider. See the specific home warranty company’s agreement for details. 

Customers with a quality residential home warranty plan, such as the plans offered by ARW Home, receive prompt and professional customer service. Fast repair service is provided for emergency issues, and a trusted provider will respond to a request for service within 24-48 hours. As well, policy holders get a quality workmanship guarantee.  

Because homeowners insurance does not cover every home problem, to ensure an added layer of financial protection, many homeowners will buy a residential home warranty plan to complement their home insurance. A residential home warranty plan from a reputable company helps homeowners feel secure knowing they have the right protection for unexpected appliance and home system breakdowns which can save them hundreds, even thousands of dollars in repairs and replacement.

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